Hello, everyone, I am Xiaoqiang, Xiaoqiang who is at the turning point of entrepreneurship. If I want to describe my recent state in one word:
"Fang"
Very suitable
Today last year, I settled down in a pioneer park in Shenzhen with my dreams and feelings. The newly "born" App is in a good situation. Unexpectedly, the dream in 2020 woke up earlier than in previous years, and an epidemic almost extinguished my entrepreneurial enthusiasm.
"The pig I raised for more than a year was forced to fall from the tuyere and died."
Maybe God heard my heart. In the middle of the night, my mobile phone suddenly rang. When I saw the news, I was moved. ……
The real story has to start with receiving this news. ……
Excited heart, trembling hands, and I was in urgent need of capital turnover. I didn’t have time to think about how personal information was leaked. I clicked on the download link of "Micro-loan App" on my mobile phone.
All the way unimpeded, even feel one step closer to the peak of life, the "hey" in my mind? Isn’t there no independent App for micro-loans? " The voice was quickly forgotten. After the download was successful, I looked at the keywords such as "zero mortgage", "no guarantee", "maximum amount of 300,000" and "daily interest rate of five ten thousandths", and my heart rate was a little higher now. A grind one’s teeth and stamp one’s foot, "well, I’ll borrow!" "
However, although downloading is easy, registration is not easy, and a series of tedious operations such as submitting personal ID card and mobile phone number almost dissuaded me. But on second thought, the more complicated it is, the safer it is, and the more you love to do things, the better it is, indicating that this platform is reliable!
When I received the reminder that the account in the App had reached 200,000 yuan, my sky and stars were lit up.
It’s on, and it’s in the account, but there is a big bug in the withdrawal process, always prompting the password error, which leads to the direct freezing of the account. Even though my heart is as big as mine, there is a trace of worry at the moment. "Supposedly I have such a good memory that I can’t remember it wrong?"
No, you can’t watch the cooked duck fly away. Wit, for example, I quickly contacted the "customer service" according to the App prompt. After communication, I was told that it is ok to unlock, and I only need to pay the unlocking fee, deposit, pledge and other fees of 5% of the loan amount first, dear.
Seeing that the loan is coming, I am not good at "dropping the chain" at this time, so I have to pay a series of fees through bank transfer under the guidance of "customer service" in the App.
I was so anxious that I lost a handful of my hair. In the end, I failed to withdraw the loan successfully.
After countless psychological constructions, I finally convinced myself that I was cheated..
I’m the cooked duck, but I just can’t fly away from the liar.
Then why write this letter? The reason is simple, I don’t want more people to be cheated. Everyone must learn from my blood and tears and don’t be cheated again!
At the moment, Brother Yi had to shed two tears.
I didn’t expect someone to imitate the face of micro-loan
And pretend to be a micro-loan to cheat
Next, we will talk about the phenomenon of loan fraud.
And launched a series of profound discussions.
Also share it here.
▎ For everyone to "avoid the pit" ▎
Round1 liar has a deep routine, one pit at a time.
It is said that liars have deep routines, which I didn’t expect. Can you disassemble the tricks of the liar?
I’m telling you, this con artist routine is the same as love rat’s. ……
1. Lead a gentleman into the urn: Liars usually push loan information through fake websites, fraudulent text messages, etc., and use gimmicks such as zero mortgage, no guarantee and high quota to lure the target victims with tight funds to take the initiative to deliver them to their homes.
2. Confuse the fake with the real: Liars usually package themselves as formal lending companies, ranging from trademarks, homepages and customer service pages to registration processes, SMS verification, loan agreements and contract seals, all of which can confuse the fake with the real, making it difficult for victims to distinguish the authenticity and step into the trap.
3. Gain trust: After you formally take the bait, the scammer will set up a series of complicated operations such as uploading ID card, bank number and SMS verification to steal the victim’s personal information and reduce the victim’s vigilance.
4. Play hard to get: The scammer will first display the loan amount in the victim’s App account, and then set bugs such as password errors when you try to withdraw. At this time, you will use the unlocking fee, deposit, pledge money, etc. to trick the victim into transferring money. When you are full of expectations, the scammer has already "retired".
Round2 loan is easy, look for micro-loan
I’ve seen fakes. Can you introduce me to the real and reliable micro-loan principal loan?
If you say this, I’ll be refreshed. ……
1. Micro-loan is a micro-credit product under Weizhong Bank. At present, there is no independent App, and the official invitation system is adopted. Invited users can see the entrance in WeChat payment and mobile QQ wallet. I hope that everyone will look for the official loan channel, and then see the one that allows you to download the App.
2. More official information can be obtained through micro-credit WeChat service number, micro-credit community subscription number, micro-credit official Weibo, Weizhong Bank and micro-credit official website. (No intention of advertising)
3. If you have any more questions, you can contact the customer service directly through the intelligent customer service of the micro-credit WeChat service number and the official hotline of Weizhong Bank 95384, and answer any questions.
Round3 tips, specializing in liars.
I finally met you, but I’m glad I didn’t give up. Do you have any loan advice for me?
I hope you don’t dislike my old mother’s warm reminder:
1. Any individual or organizationIt is fraud to claim that micro-credit can be opened by paying.
2. Micro-creditThere is no room for human operation.
3. In addition to interest, micro-loanNo other fees are charged.
4. If you encounter any suspicious information, call as soon as possible.Official contact hotline 95384.
5. If fraud has caused loss of information and money, immediatelyCall the police!
The next time you receive some information, you must think twice before you do it, so that the tragedy of "the heart is naturally cold" will not be staged again!
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